The internet has made shopping safer than ever because all the major credit card companies have implemented new Zero liability programs. You have zero liability for unauthorized use of your credit card for U.S. issued cards. Mastercard and Visa also now give you a full year to dispute charges.
Although fear of credit card fraud has risen it has actually dropped. Visa has reduced its fraud rate from 0.15% in the early 1990s to about 0.06%
The Fair Credit Billing Act also provides protection.
This law protects you in case of "billing errors." Most importantly, if you do
not receive the goods or services that you purchased then you can dispute the charges. You have 60 days
to complain in writing (snail mail).
More on Disputing charges
You have fewer protections if you pay by check or money order than with a credit card.
You are safest shopping with reputable merchants like those listed at Online Shopping Plaza.
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